Research

Big Banks: Liquidity & Provision Issues, But Attractive

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Algo Research Team

Industry | Mar 05, 2025 | Views: 1101

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Key Summary:

  • Liquidity and provision issues must be addressed before rerating
  • Danantara could eventually become a buyer of last resort for SOE
  • 1M25 recap were mixed, while BBRI stood out as the weakest

The big-4 banks (BBCA, BBRI, BMRI, and BBNI) have reported their bank-only 1M25 numbers with mixed results, showing a glimpse of what the year ahead could look like, albeit still very early.


The two main pressures for the sector are tightening liquidity and rising provisions, which must be addressed before the stocks could see rerating back to previous valuation levels, in our view.

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