BPJS Kesehatan: Deficit Concerns in 2024

Key Summary:
- Claims ratio trends above 100%, possibility of deficit
- Pent up demand from pandemic and rising cost
- Possible rise in BPJS premiums in 2025
BPJS Kesehatan is projected to return to a deficit by the end of 2024 at an estimated IDR 18.9 trillion, as the claims ratio trends above 100% once again following the shift of COVID-19 from pandemic to endemic status.
Context: Since its inception, BPJS has been clocking deficits up until 2020, during which it received financial support from the Ministry of Finance with additional funding to cover COVID-19 related treatments.