Insight

BMRI: A Very Tight Liquidity Forcing Employees to Get New Customers

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Algo Research Team

Company | Sep 17, 2025 | Views: 1020

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Key Summary:

  • Reports alleged unrealistic customer acquisitions target
  • BMRI has the tightest liquidity among large-cap banks
  • Livin' app had around 31 million users (+26%) as of 1Q25

Bank Mandiri (BMRI) is facing the tightest liquidity among Indonesian big banks, with its bank-only LDR reaching 94% in July 2025. Allegedly, this has pushed the company’s employees to seek new customers, though some reports highlight unrealistic targets.


What’s the Buzz? According to Ecommurz, a new program called “Mandiri Militan” was reportedly initiated involving all teams (sales and non-sales) below board level to find three new customers to bank with BMRI.

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